So this article points out that many people are opting for their own personal private health insurance plans to save money. These plans are available through brokers locally or online at sites like this one health insurance. You can compare different programs on your own and choose the premium and benefits that fits your own needs rather than be stuck with what the employer chooses. Sponsored by Blue Advantage. Enjoy the article.
As Health-Care Costs Rise, More Workers Considering Private Medical Insurance
NEW YORK (Associated Press) - For years, if an employer offered health insurance to a worker, the worker generally took it.
Now some workers are for the first time entertaining another option: private health insurance. Some employees, particularly those at smaller companies, are finding it's cheaper to get spouses and children covered by private policies than under their employers' plans.
A decade of inflation-topping health-care cost increases and the fact that employees are now picking up a larger slice of the bill through higher premiums and greater out-of-pocket expenses are behind the trend.
"If you are healthy, there are powerful economic incentives to see if you can strike a better deal on your own," says Alwyn Cassil, a spokeswoman for the Center for Studying Health System Change.
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