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Tuesday, November 13, 2007

Workers Mull Private Health Insurance

This article is about and interesting trend. Now that insurance premiums are going up for employer sponsored health insurance plans, more employees are required to pay more for their medical insurance. Years ago the employer would pay for all of the premiums for the employee and his or her family. Now the employer rates have gone up, the out of pocket for the employee has gone up as well.

So this article points out that many people are opting for their own personal private health insurance plans to save money. These plans are available through brokers locally or online at sites like this one health insurance. You can compare different programs on your own and choose the premium and benefits that fits your own needs rather than be stuck with what the employer chooses. Sponsored by Blue Advantage. Enjoy the article.

As Health-Care Costs Rise, More Workers Considering Private Medical Insurance

NEW YORK (Associated Press)
- For years, if an employer offered health insurance to a worker, the worker generally took it.

Now some workers are for the first time entertaining another option: private health insurance. Some employees, particularly those at smaller companies, are finding it's cheaper to get spouses and children covered by private policies than under their employers' plans.

A decade of inflation-topping health-care cost increases and the fact that employees are now picking up a larger slice of the bill through higher premiums and greater out-of-pocket expenses are behind the trend.

"If you are healthy, there are powerful economic incentives to see if you can strike a better deal on your own," says Alwyn Cassil, a spokeswoman for the Center for Studying Health System Change.

Continue this article here.

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