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Tuesday, November 13, 2007

Employer-provided insurance continues to decline

Here is an article exposing the problem with our employer sponsored health care problem. Less employees are being offered health care by their employers as the cost of employer based health care plans continue to rise. Small companies especially can not afford to keep up the pace of the high cost of these plans so they generally don't offer benefits to employees. This is the issue that will force the entire system to change. All of the health insurance companies gear the majority of their business around the employer based health care model. If this model ceases to be viable, then the system will need to be adjusted from within the health insurance industry. Enjoy the article.

By Julie Appleby, USA TODAY

The percentage of people with health insurance through their employers — traditionally the way most people get coverage — is continuing to shrink, raising anxiety among workers and invigorating a debate about whether insurance should be tied to jobs.

Many of those who get their coverage through their jobs are becoming less secure that those benefits will always be there.

YOUR THOUGHTS: How would you make sure those who needed care could afford it?

"It's going to disappear," says Angela Ruggiero of North Port, Fla., who lost her insurance when she and her husband changed jobs. "There's no way employers can continue to pay premiums if they continue increasing."

Continue reading this article here.

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