Political and Legal information on the Health Care Debate. View our freshly updated You Tube videos about health care on the right hand side of this blog. Includes ideas from politicians concerning Universal Health Care. Information on all things health insurance related from Medicare to short term health insurance.

Thursday, March 29, 2007

Graduates Need to Evaluate Health Coverage

Most people in America have health insurance through their employers. Parents usually add their children onto the company medical plan. Children are usually covered until their 18Th birthday or when they finish college. Upon graduation, many children are dropped off of their parents' policy without their knowledge. Don't let the first time you find out that you don't have insurance be when you need it.

Check your policy to see when your children must come off of the coverage. Usually it is right after graduation. Hopefully the graduates will have a job lined up with health insurance benefits so they won't have to worry about it. But if they don't have insurance in place, they will need to look for other options.

The graduate can always get an expensive individual plan with great coverage. However the more coverage you get, the more expensive the plan will be. Many students will opt for less expensive comprehensive coverage through short term health insurance programs. Applying is easy at sites like this one short term health insurance. You can apply online in five minutes with coverage starting as early as midnight of the night you apply.

Call your insurance agent to find out what your best options may be. Different policies have different rules. Typically when you graduate, you are no longer eligible as a dependent on the parents' policy. There are good solutions, but before you get to the solutions, you need to understand that your coverage will end at graduation.

No comments: